Mall hours have extended and every store seems to have a big 50% off sign. Christmas has transformed into this spending spree, often viewed as a dedicated time of the year to shop for gifts to give our loved ones. However, there are times when the pressure that comes with the season of giving is increasing people’s tendency to overspend—a common pitfall to starting the new year with financial burden.  Still, you don’t have to deprive yourself to avoid overspending this season. Instead of a one-time big material purchase, invest in something more productive and that will strengthen your healthy […]... Keep on reading: Smart ways to avoid overspending and to keep your wallet full for the holidays