(Last of two parts) While we have a sophisticated banking sector, with a world-class BSP [central bank], most of our MSMEs have no access to bank finance, let alone to medium and long-term funding. Some of our cooperatives are labeled as “millionaires” and even as “billionaires,” but their assets are deposited in banks that do […]... Keep on reading: Our Dream PH 2046: From gloom to glimmers of hope