How to get an Apple Watch Series 11 or Ultra 3 for (almost) free

For years, John Hancock has offered Vitality Plus life insurance program members a way to earn an Apple Watch for (almost) free with regular exercise. Recently, the Vitality program expanded to include the newest Apple Watch Series 11 and Apple Watch Ultra 3. Here’s how it works and how to take advantage if you’re hoping an Apple Watch will help with your new year’s resolutions. more…