Zambia’s Debt Trap: How Civil Servants and Workers Are Crushed by Payroll Loans and Kaloba

By Fred M’membe Good leaders must be interested in the welfare of those in distress. We expect them to feel the distress of many who are trapped in debt. This is a difficult problem for any government to face, but to solve it, we need public-spirited leaders with courage, professional competence, and moral integrity who […]