Pag-IBIG Fund declares P64.34B dividends for 2025

MANILA, Philippines — The Home Development Mutual Fund, also known as the Pag-IBIG Fund, declared P64.34 billion in dividends for 2025 during its Chairman's Report event at the Philippine International Convention Center in Pasay City on Friday. In a statement, Pag-IBIG said the amount was the highest dividend payout in its 45-year history, with its regular savings dividend rates rising to 6.60 percent, while its Modified Pag-IBIG 2 (MP2) Savings rate climbing to 7.12 percent, which were higher in contrast to its 2024 rates of 6.60 percent for regular savings and 7.10 percent for MP2 Savings. Jose Ramon Aliling, Department of Human Settlements and Urban Development (DHSUD) secretary and Pag-IBIG Fund Board of Directors chairman, said the new dividend declaration “reflected the agency’s sound fiscal management and its commitment to return strong, sustainable earnings to members by growing their savings year after year.” He also said 2025 marked Pag-IBIG’s best performing years, having declared the highest amount of dividends in its 45-year history. “This past year, we reaffirmed Pag-IBIG Fund’s role as the country’s leading institution for housing finance and savings. Our strong performance enabled us to deliver higher earnings on members’ savings while keeping our housing loans affordable under the Expanded Pambansang Pabahay Para sa Pilipino (Expanded 4PH) Program. We will keep Pag-IBIG Fund’s growth sustainable, our programs affordable, and above all, ensure that members receive the benefits they have rightfully earned and truly deserve,” Aliling said. “In doing so, we stand firmly with President Ferdinand R. Marcos Jr.’s call to uplift the lives of more Filipinos… We will remain steadfast in building a strong, secure, and inclusive Pag-IBIG Fund that helps more hardworking Filipinos move closer to homeownership under a Bagong Pilipinas (New Philippines),” he added.