This Toronto triplex is under $1 million and comes with all the furniture

Most triplexes in Toronto sell for over $1 million , but just north of Bloor St. W. and steps from Geary Ave., this legal triplex is back on the market — and somehow still (barely) under seven figures. The property first popped up in 2025, listed as a two-thirds share for $829,000 . Fast-forward to early 2026, and it was relisted at $1,098,000 . Now? It's up for grabs at $969,000 — a notable dip that brings it back under the psychologically important $1 million mark. For context, it last sold in 2020 for $1,050,000 . In other words, the price history has been on a bit of a rollercoaster. The entrance to one of the units. Described as a turnkey investment or multi-generational living opportunity, the bright and spacious house is a fully legal triplex with three self-contained one-bedroom units — each with its own private entrance. The kitchen leading to the bedroom. So whether you're an investor looking to diversify, a house-hacker hoping to live in one unit and rent the other two, or a family plotting a multi-generational compound without actually sharing a kitchen, this place has options. A sunny dining nook. Each unit features laminate flooring throughout and large windows that flood the spaces with natural light. The living room and kitchen in one of the units. The layouts are simple and functional. There's a shared washer and dryer in a common area, one pad parking space, and a private workshop at the rear of the property. The property is currently operating as a successful Airbnb, bringing in roughly $3,000 a month per unit, according to broker David Brinbaum. The basement unit. Another bonus? It's being sold fully furnished. That means you could, in theory, close and start collecting short-term rental income right away, or pivot to long-term tenants without having to stage a thing. Even the basement unit is bright. And as a reminder, the average rent for a one-bedroom apartment in Toronto is still hovering around $2,183 a month — even at its lowest rate in four years . Three units under one roof starts to look a lot more strategic when you do that math. So move in, rent out, mix and match — the flexibility here is the real selling feature. Location-wise, it's steps to TTC transit and around the corner from Geary Ave., which has quietly become one of the city's coolest strips for restaurants, breweries, and creative spaces. Another unit. Either way, under $1 million for a legal triplex in this pocket of the west end is undeniably attention-grabbing — and a little surprising it hasn't already been snapped up. "We've had offers, but investors are playing the hardest ball ever," broker Geoffrey Monckton told blogTO. The path to the backyard. Which might just sum up Toronto's 2026 market in one sentence.