Health-care costs are outpacing wages and most Americans aren’t ready for a medical emergency. HealthEquity CEO Scott Cutler says the solution could lie in health savings accounts, which are changing how people spend and plan for care. HealthEquity is the nations largest HSA provider. But even with strong growth, investor fears around AI and the job market are dragging the sector down. So innovation is now at the center of fixing America’s health-care affordability crisis. (Source: Bloomberg)