Before we get the keys to our dream home, we first need the keys to our financial foundation. Acquiring real property is one thing, but maintaining it is another. You need to think about repairs and maintenance, renovation and remodeling, real property tax, insurance, and even estate or donor’s taxes. There are phantom costs that most first time home buyers are not familiar with. As such, being prepared means that when opportunity knocks, we must be ready to open the door—and you’ll need three keys to do so. First, be financially ready to buy a home. Second, make smart choices […]... Keep on reading: Keys before the keys: From smart moves to smart homes