NHA condones P624M beneficiaries’ accounts

(UPDATE) A TOTAL of P624 million out of 14,330 approved accounts of housing beneficiaries has been condoned by the National Housing Authority (NHA) as part of the agency’s latest and biggest condonation program, General Manager Joeben Tai said on Thursday. Tai said the Condonation 7 program, which was set to conclude on Dec. 31, 2025, delivers major relief to housing beneficiaries nationwide. After eight months of implementing the largest condonation initiative in its history, the NHA, as of Nov. 30, 2025, has collected a total of P29,374,466 from those who took advantage of the program. The NHA chief told The Manila Times via Viber that the program was originally scheduled to end on Oct. 31, 2025, in time for its 50th anniversary, but it was extended until the end of the year. “We did this to allow and consider more families, particularly those affected by economic challenges and consecutive calamities, to avail of the discounted housing payments,” Tai said. He said the condonation program granted 100-percent removal of penalties and delinquency interest and condoned 95 percent of unpaid amortization interest, providing financial relief to thousands of housing loan accounts nationwide. For Ciriaco and Lourdes Ondillo, a couple from Kaunlaran Village, Caloocan City, the program enabled them to settle their NHA housing loan. In Barangay Sawata, also in Caloocan, Berbeth Agrava reallocated her condonation savings for home improvement. The program’s financial impact significantly reduced the Agrava family’s payable balance by a third, enabling them to redirect their savings toward their livelihood, the NHA said. Amid personal loss, a widow found new hope in NHA’s condonation program as she was facing mounting penalties from missed housing payments. As the program would formally end, Tai reiterated his agency’s commitment to sustainable and secure housing solutions under the expanded 4PH program and the “Bagong Pilipinas” vision. Tai said the program has effectively addressed long-standing arrears and also enabled beneficiaries to stabilize their finances, strengthen their livelihoods, and secure long-term tenure, reinforcing housing as a foundation for improved quality of life and resilient communities.