RBI holds repo rate: Home loan EMIs stay stable, borrowers save up to ₹13.9 lakh

The RBI’s decision to hold the repo rate at 5.25% is not a routine pause but a cautious response to global uncertainties, particularly oil-driven inflation risks from the West Asia conflict. The move preserves recent rate-cut benefits, allowing home loan borrowers to continue saving up to ₹3,000–₹5,800 monthly while keeping EMIs stable for now.

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