Business Today
Health insurer Niva Bupa Health Insurance reported a strong set of Q4FY26 and full-year earnings, with net profit surging 66% year-on-year to ₹341 crore. Gross written premiums also jumped sharply, while underwriting and operating profits witnessed robust growth. For FY26, the company posted an 80% rise in IFRS profit after tax, driven by scale-led efficiencies and improved operating performance. Niva Bupa’s retail health market share crossed 10%, while the claim settlement ratio improved significantly to 94.4%. The company also reported stronger profitability metrics, with CISR improving and solvency ratio remaining healthy. Watch this livestream for a complete breakdown of Niva Bupa’s earnings, growth drivers, health insurance sector trends and what lies ahead for the company and the industry.
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