Ultimate guide to retire in the sun: How to beat hidden inheritance tax and pension traps, over-hyped locations to avoid and EXACTLY how much money you need. Plus my hidden gems in Spain, France and Portugal, by LIZ ROWLINSON editor of A Place In The Sun

It's not just the weather pushing Britons to consider if they could be better off moving abroad. Many are also investigating whether their savings or pensions might stretch further.

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