One of our favorite budgeting apps has half off subscriptions for Black Friday

One of our favorite budgeting apps has half off subscriptions for Black Friday

Monarch Money is one of our favorite budgeting apps and, fittingly enough, there's a way for newcomers to save money on a subscription right now. If you use the code MONARCHVIP at checkout, you can get an annual plan for 50 percent off. It typically costs $100, but you can get 12 months of access for $50 with this code. There are some key caveats here. The discount is only for new users, and it can't be combined with other offers. The code only works when you sign up through the web. You can't redeem it through the Monarch mobile app. We feel that Monarch has a steeper learning curve than some other budget trackers and that certain aspects of the app are slightly more complex than they probably need to be. But it offers a great deal of customization and granularity , which outweighs our misgivings. On the main dashboard, you'll see your net worth along with your latest transactions, spending versus the previous month, your income so far for the month and details about upcoming bills, your investments and goals you've set. There's also a link to a month-in-review page, which offers an in-depth overview of what's been happening with your money that month. You'll also be able to take a peek at how your net worth has changed over time. Monarch can connect to your bank and track Apple Card, Apple Cash and Savings accounts. It can pull in your transactions and balance history automatically and detect your recurring expenses and income. The app can even keep your car valuation up to date. While it might take a little work to set up Monarch (and you might have to tweak things here and there), it's a detailed budgeting app that can help you keep better track of your income, expenditure and net worth. If you're a former Mint user (RIP), Monarch Money is a great alternative if you haven't yet found a Mint replacement . But it's worth mentioning that our favorite Mint replacement service, Quicken Simplifi , also has a sale going on right now. It's offering 50 percent off when you sign up for an annual subscription, billed at $3 per month with the discount. That comes out to $36 for the first year. This article originally appeared on Engadget at https://www.engadget.com/deals/one-of-our-favorite-budgeting-apps-has-half-off-subscriptions-for-black-friday-174011903.html?src=rss

One of our favorite budgeting apps has half off subscriptions for Black Friday

One of our favorite budgeting apps has half off subscriptions for Black Friday

Monarch Money is one of our favorite budgeting apps and, fittingly enough, there's a way for newcomers to save money on a subscription right now. If you use the code MONARCHVIP at checkout, you can get an annual plan for 50 percent off. It typically costs $100, but you can get 12 months of access for $50 with this code. There are some key caveats here. The discount is only for new users, and it can't be combined with other offers. The code only works when you sign up through the web. You can't redeem it through the Monarch mobile app. We feel that Monarch has a steeper learning curve than some other budget trackers and that certain aspects of the app are slightly more complex than they probably need to be. But it offers a great deal of customization and granularity , which outweighs our misgivings. On the main dashboard, you'll see your net worth along with your latest transactions, spending versus the previous month, your income so far for the month and details about upcoming bills, your investments and goals you've set. There's also a link to a month-in-review page, which offers an in-depth overview of what's been happening with your money that month. You'll also be able to take a peek at how your net worth has changed over time. Monarch can connect to your bank and track Apple Card, Apple Cash and Savings accounts. It can pull in your transactions and balance history automatically and detect your recurring expenses and income. The app can even keep your car valuation up to date. While it might take a little work to set up Monarch (and you might have to tweak things here and there), it's a detailed budgeting app that can help you keep better track of your income, expenditure and net worth. If you're a former Mint user (RIP), Monarch Money is a great alternative if you haven't yet found a Mint replacement . But it's worth mentioning that our favorite Mint replacement service, Quicken Simplifi , also has a sale going on right now. It's offering 50 percent off when you sign up for an annual subscription, billed at $3 per month with the discount. That comes out to $36 for the first year. This article originally appeared on Engadget at https://www.engadget.com/deals/one-of-our-favorite-budgeting-apps-has-half-off-subscriptions-for-black-friday-174011903.html?src=rss

AirTag Black Friday Deals Include 4-Pack for New Low Price of $62.99

AirTag Black Friday Deals Include 4-Pack for New Low Price of $62.99

Apple's AirTag has dropped to new low prices for Black Friday 2025, and we're tracking all of the deals below. Note: MacRumors is an affiliate partner with Amazon. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. Amazon today has Apple's AirTag 4-Pack for $62.99 , down from $99.00. This is a new best-ever price for the Bluetooth tracker, beating the previous deal we saw earlier in the month by about $2. $11 OFF AirTag 1-Pack for $17.97 $36 OFF AirTag 4-Pack for $62.99 If you're shopping for a single AirTag, Amazon has the AirTag 1-Pack for just $17.97 , down from $29.00. This one is a match of the all-time low price on the AirTag 1-Pack. You can find all the Apple Black Friday Deals currently available in our dedicated post. For everything else, we're keeping track of all of the season's best Apple-related deals in our Black Friday roundup , so be sure to check back throughout the season for an updated list of all the most notable discounts you'll find for Black Friday 2025. Deals Newsletter Interested in hearing more about top deals as we head into the holidays? Sign up for our Deals Newsletter and we'll keep you updated so you don't miss the biggest deals of the season! Related Roundups: Apple Black Friday , Apple Deals Related Forum: Community Discussion This article, " AirTag Black Friday Deals Include 4-Pack for New Low Price of $62.99 " first appeared on MacRumors.com Discuss this article in our forums

The Best Black Friday Apple Watch Deals

The Best Black Friday Apple Watch Deals

Black Friday is here, and Apple Watch deals are some of the best savings you can find in 2025. In this article, we'll take a look at all of the best Black Friday Apple Watch deals, including the new SE 3 and Ultra 3 models. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. Apple Watch SE 3 One of the best overall Black Friday deals is on the new Apple Watch SE 3, which is seeing $50 discounts on Amazon this week. You can get the 40mm GPS model for $199.99 and 44mm GPS model for $229.99. $50 OFF 40mm GPS for $199.00 $50 OFF 44mm GPS for $229.00 Apple Watch Ultra 3 Notable discounts can also be found on the Apple Watch Ultra 3, which is available starting at $699.99 for the Black Titanium model with the Black Ocean Band. You can also find a Milanese Loop model on sale for $799.99, both of which are $99 discounts. $99 OFF Black Titanium (Ocean Band) for $699.99 $99 OFF Black Titanium (Milanese Loop) for $799.99 Series 11 Amazon has introduced the first big discounts on a few Apple Watch Series 11 models, including both GPS and cellular devices. You can get the 42mm GPS Apple Watch Series 11 for $339.00 , down from $399.00, and the 46mm GPS model for $369.00 , down from $429.00. $60 OFF Apple Watch Series 11 (42mm GPS) for $339.00 $60 OFF Apple Watch Series 11 (46mm GPS) for $369.00 Apple Watch SE 2 Prices start at just $129.00 for the 40mm GPS Apple Watch SE, a new all-time low price on the previous generation model. $120 OFF 40mm GPS for $129.00 You can find all the Apple Black Friday Deals currently available in our dedicated post. For everything else, we're keeping track of all of the season's best Apple-related deals in our Black Friday roundup , so be sure to check back throughout the month for an updated list of all the most notable discounts you'll find for Black Friday 2025. Deals Newsletter Interested in hearing more about the best deals you can find this holiday season? Sign up for our Deals Newsletter and we'll keep you updated so you don't miss the biggest deals of the season! Related Roundups: Apple Black Friday , Apple Deals Related Forum: Community Discussion This article, " The Best Black Friday Apple Watch Deals " first appeared on MacRumors.com Discuss this article in our forums

China's top economic planning agency warns about the risk of a bubble forming in the booming humanoid robotics industry; 150+ manufacturers operate in China (Bloomberg)

China's top economic planning agency warns about the risk of a bubble forming in the booming humanoid robotics industry; 150+ manufacturers operate in China (Bloomberg)

Bloomberg : China's top economic planning agency warns about the risk of a bubble forming in the booming humanoid robotics industry; 150+ manufacturers operate in China —  China's powerful economic-planning agency warned of the risks of a bubble forming in the country's humanoid robotics industry …

The Best Black Friday AirPods Deals

The Best Black Friday AirPods Deals

Black Friday is the best time of the year to shop for AirPods, and in 2025 we're tracking massive discounts across nearly every model, including AirPods 4, AirPods Pro 3, and AirPods Max. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. AirPods 4 Starting with the overall best Black Friday AirPods deal: you can get the AirPods 4 for $69.00 today on Amazon, down from $129.00. This is a new all-time low price for Black Friday 2025. Similarly, the model with Active Noise Cancellation is seeing a discount to a new best-ever price of $99.99 on Amazon. $60 OFF AirPods 4 for $69.00 $79 OFF AirPods 4 (ANC) for $99.99 AirPods Pro 3 The AirPods Pro 3 are available for $219.99, down from $249.00, which is another new all-time low price. $29 OFF AirPods Pro 3 for $219.99 AirPods Max If you're looking for the AirPods Max, Amazon has the USB-C model for $399.00, down from $549.00, another record low price. $150 OFF AirPods Max for $399.00 You can find all the Apple Black Friday Deals currently available in our dedicated post. For everything else, we're keeping track of all of the season's best Apple-related deals in our Black Friday roundup , so be sure to check back throughout the month for an updated list of all the most notable discounts you'll find for Black Friday 2025. Deals Newsletter Interested in hearing more about the best deals you can find this holiday season? Sign up for our Deals Newsletter and we'll keep you updated so you don't miss the biggest deals of the season! Related Roundups: Apple Black Friday , Apple Deals Related Forum: Community Discussion This article, " The Best Black Friday AirPods Deals " first appeared on MacRumors.com Discuss this article in our forums

The Best Black Friday AirPods Deals

The Best Black Friday AirPods Deals

Black Friday is the best time of the year to shop for AirPods, and in 2025 we're tracking massive discounts across nearly every model, including AirPods 4, AirPods Pro 3, and AirPods Max. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. AirPods 4 Starting with the overall best Black Friday AirPods deal: you can get the AirPods 4 for $69.00 today on Amazon, down from $129.00. This is a new all-time low price for Black Friday 2025. Similarly, the model with Active Noise Cancellation is seeing a discount to a new best-ever price of $99.99 on Amazon. $60 OFF AirPods 4 for $69.00 $79 OFF AirPods 4 (ANC) for $99.99 AirPods Pro 3 The AirPods Pro 3 are available for $219.99, down from $249.00, which is another new all-time low price. $29 OFF AirPods Pro 3 for $219.99 AirPods Max If you're looking for the AirPods Max, Amazon has the USB-C model for $399.00, down from $549.00, another record low price. $150 OFF AirPods Max for $399.00 You can find all the Apple Black Friday Deals currently available in our dedicated post. For everything else, we're keeping track of all of the season's best Apple-related deals in our Black Friday roundup , so be sure to check back throughout the month for an updated list of all the most notable discounts you'll find for Black Friday 2025. Deals Newsletter Interested in hearing more about the best deals you can find this holiday season? Sign up for our Deals Newsletter and we'll keep you updated so you don't miss the biggest deals of the season! Related Roundups: Apple Black Friday , Apple Deals Related Forum: Community Discussion This article, " The Best Black Friday AirPods Deals " first appeared on MacRumors.com Discuss this article in our forums

Black Friday: Save up to $600 on MacBook Air, MacBook Pro, iPad Air with Expercom Apple deals

Black Friday: Save up to $600 on MacBook Air, MacBook Pro, iPad Air with Expercom Apple deals

Expercom is hosting a ton of deals for Black Friday, including $300 off an M4 14-inch MacBook Pro and up to $515 off the 16-inch MacBook Pro with Nano-texture display. 14-inch MacBook Pro The Black Friday deals are active at Expercom, with discounts available on a variety of Apple hardware. AppleInsider's highlighted deals fall into four categories, with offers on the 14-inch MacBook Pro with M4 , the 16-inch MacBook Pro with Nano-texture Display , the 15-inch MacBook Air with M3, and the 11-inch iPad Air with M2. All Black Friday and Cyber Monday deals run until Monday, December 2, 2025, or while supplies last. Continue Reading on AppleInsider | Discuss on our Forums

Beyond math and coding: New RL framework helps train LLM agents for complex, real-world tasks

Beyond math and coding: New RL framework helps train LLM agents for complex, real-world tasks

Researchers at the University of Science and Technology of China have developed a new reinforcement learning (RL) framework that helps train large language models (LLMs) for complex agentic tasks beyond well-defined problems such as math and coding. Their framework, Agent-R1 , is compatible with popular RL algorithms and shows considerable improvement on reasoning tasks that require multiple retrieval stages and multi-turn interactions with tools. The framework is built on a redefinition of the RL paradigm that takes into account the dynamic nature of agentic applications that require interacting with evolving environments and imperfect information. This framing is much more similar to real-world applications and can have important uses for agentic tasks in enterprise settings. Rethinking reinforcement learning for agents RL has become a cornerstone of training LLMs for well-defined reasoning tasks. In areas like mathematics and coding, the model receives a clear signal: The answer is either right or wrong. This makes it relatively straightforward to reward or penalize its behavior. But this approach struggles with agentic tasks that require models to work in interactive environments, develop dynamic memories across conversations, perform multi-step reasoning and respond to unpredictable feedback. Training agents with RL for these scenarios presents unique challenges, especially in multi-turn interactions where designing effective rewards is complex and the trained agent often fails to generalize to the messy, unpredictable nature of real-world environments. To address these challenges, the University of Science and Technology researchers revisited the fundamental framework of RL, known as the Markov Decision Process (MDP). An MDP models decision-making using four key components: a state space (the set of possible states an agent can be in); an action space (what the agent can do); a state transition probability (the state to which an action will likely lead); and a reward function (whether the outcome is good or bad). The paper proposes extending this framework to better suit LLM agents. In the new formulation, the state space is expanded to include not just the current state (the current sequence of tokens generated by the model) but the entire history of interactions and environmental feedback. Actions are still fundamentally about generating text, but specific sequences of text can now trigger external tools, like an API call. State transitions become unpredictable, or "stochastic," because the outcome depends not just on the tokens the model predicts but also on the environment's response, which depends on external factors. Finally, the reward system becomes more granular, incorporating intermediate "process rewards" for successfully completing steps along the way, rather than just a single reward at the very end. This provides more frequent and precise guidance to the agent during training. This last bit is especially important and addresses the “sparse reward” problem that most RL frameworks face. When the agent receives a single reward signal based on the final outcome, it does not learn from the right and wrong intermediate steps it has taken along the way. Process rewards solve this problem by providing feedback signals on these intermediate steps, making the learning process much more efficient. “These extensions are crucial for enabling reinforcement learning algorithms to train sophisticated Agents capable of complex, multi-step reasoning and interaction within dynamic environments,” the researchers write in their paper. The Agent-R1 framework Based on the extended MDP definition, the researchers developed Agent-R1 , a flexible and user-friendly training platform for RL-based LLM agents. It extends traditional single-turn RL frameworks to handle the multi-turn, interactive nature of agentic tasks, allowing for seamless integration with diverse environments. The most significant difference lies in the "rollout phase," where the agent generates responses. In single-turn RL, the model generates a response once. In multi-turn RL, the process involves a series of complex back-and-forth interactions. Agent-R1 achieves this flexible multi-turn rollout with two core modules: Tool and ToolEnv. The Tool module acts as an executor for specific actions such as calling an API or accessing a database. When invoked, a Tool performs its action and returns the direct, raw outcome. In contrast, the ToolEnv module is the orchestrator and interpreter. It takes the output from the Tool and determines how that outcome affects the agent's state and the overall task progress. ToolEnv manages state transitions, calculates reward signals based on tool outcomes and packages the new state information for the agent. In short, when an action is complete, the Tool reports "what happened," while ToolEnv dictates "what this outcome means for the agent and the task." Agent-R1 in action The researchers tested Agent-R1 on the challenging task of multi-hop question answering, which requires complex reasoning, information retrieval across multiple documents and multi-step decision-making. They trained Qwen2.5-3B-Instruct on QA datasets and evaluated its performance on the HotpotQA and 2WikiMultihopQA datasets. They also tested it on the Musique dataset, which was out of the domain of tasks the agent was trained on. They compared various RL algorithms trained with Agent-R1 against two baselines: Naive RAG, a single-pass retrieval method where an LLM answers based on one set of retrieved documents, and Base Tool Call, which uses the model's native function-calling ability without specialized RL training. The results demonstrated that all RL-trained agents substantially outperformed the baselines. GRPO, an RL algorithm used in advanced reasoning models like DeepSeek-R1 , delivered the best overall performance. “These results robustly validate Agent-R1’s efficacy in training powerful LLM agents via end-to-end RL, showing consistent, substantial gains over baselines across diverse datasets and RL algorithms,” the researchers write. These findings can be significant for the enterprise, where there is a strong push to apply RL and reasoning beyond well-defined domains. A framework designed to handle messy, multi-turn interactions with users and dynamic environments can pave the way for new agents capable of solving complex problems in real-world settings. “We hope Agent-R1 provides a foundation for future work on scalable and unified RL training for agentic LLMs,” the researchers conclude.

The fantastic Hyte Y40 gaming case is only $99 this Black Friday

The fantastic Hyte Y40 gaming case is only $99 this Black Friday

Airflow is critical in a PC tower, so you need the right tower to provide it. This Black Friday you can get that in the Hyte Y40 S-tier Aesthetic PC case which has had its price slashed from $130 to $99.97 on Amazon. That’s a big price reduction of 23 percent. The Y40 is a big ATX case designed to wow its owner. Its design is something else. Every edge is adorned in tightly controlled beveling for S-tier aesthetics with 2-piece glass to allow you to grab a glimpse at your PC’s performance. The Y40 expands GPU support to 4 full slots with additional airflow space between the edge of the card and the glass. This awesome case comes with 2 x 120mm fans pre-installed to cool down your precious PC components and keep your PC performing in tip top shape. One is located beneath the floor and one at the rear. The side mount can fit up to a 280mm radiator with a combined thickness of up to 120mm allowing for large 60mm radiators to be used for custom loop configurations, and the top mount can fit up to a 360mm radiator for dual radiator setups. The Y40 has a high level of compatibility. It brings support for large air coolers over 180mm in height, allowing for almost every CPU cooler on the market. If that sounds a lot better than your current case, then what are you waiting for? Jump into Amazon to snag this bargain while the going is good .