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Bayar hutang ‘lump sum’ tak untung, rugi

Bayar hutang ‘lump sum’ tak untung, rugi

PETALING JAYA – Ramai pengguna mahu Peraturan 78 yang mensyaratkan faedah pinjaman pada tahun-tahun awal pembiayaan dimansuhkan kerana ia hanya menguntungkan sebelah pihak iaitu institusi perbankan. Rata-rata pengguna yang ditemui mahu satu kaedah lain diperkenalkan yang turut memberi kelebihan kepada peminjam, bukannya membebankan mereka dalam jangka masa panjang. Di Kuala Terengganu, seorang pengguna, Mohd. Hashim ... Read more The post Bayar hutang ‘lump sum’ tak untung, rugi appeared first on Kosmo Digital .

Judge halts ‘Alligator Alcatraz’ amid environmental suit

Judge halts ‘Alligator Alcatraz’ amid environmental suit

A federal judge on Thursday temporarily halted new construction at an immigration detention facility in Florida dubbed “Alligator Alcatraz” while a lawsuit over its environmental impact plays out. At a hearing in Miami, U.S. District Judge Kathleen Williams blocked new construction at the site in the Florida Everglades through August 12 but did not suspend operations or otherwise interfere with the work of immigration officials there. Williams was expected to issue a written order later on Thursday. The ruling is a setback for U.S. President Donald Trump as he seeks to ramp up deportations of migrants and others living in the U.S. illegally. U.S. Department of Homeland Security spokesperson Tricia McLaughlin said the lawsuit ignores the fact that the land at issue has already been developed for a decade. “It is another attempt to prevent the President from fulfilling the American people’s mandate for mass deportations,“ McLaughlin said in a statement. Trump has made Alligator Alcatraz emblematic of his hardline immigration policies, boasting of its location in a vast tropical wetland teeming with alligators, crocodiles and pythons. Officials have estimated the facility could cost $450 million annually and house some 5,000 people. In their lawsuit seeking to block construction at the site, environmental and tribal groups say it threatens sensitive wetland ecosystems, endangered species and essential waterways. “It’s a relief that the court stepped in to protect the Everglades’ sensitive waters, starry skies and vulnerable creatures from further harm while we continue our case,“ said Elise Bennett, an attorney representing the Center for Biological Diversity in the lawsuit, in a statement on Thursday. Other critics of Alligator Alcatraz have condemned the facility as inhumane and dangerous to detainees. The American Civil Liberties Union is separately seeking to block deportations from the facility, saying detainees are being held without charges and denied their constitutional rights to speak to their lawyers. Trump, a Republican who maintains a home in Florida, pledged during his campaign to deport as many as one million people from the U.S. per year, but his efforts have run up against mass protests, legal challenges and employer demands for cheap labor. Trump’s landmark tax-and-spending bill signed into law on July 4 provides roughly $170 billion in funding for immigration and border enforcement over four years. - Reuters

Elaun guru pedalaman tidak setimpal

Elaun guru pedalaman tidak setimpal

PETALING JAYA: Elaun guru yang berkhidmat di kawasan pedalaman tidak setimpal dengan tahap kesukaran sebenar yang mereka hadapi setiap hari. Setiausaha Agung Kesatuan Perkhidmatan Perguruan Kebangsaan Malaysia (NUTP), Fouzi Singon berkata, Bayaran Insentif Mengikut Lokasi dan Tahap Kesusahan (BIMLK) maksimum sebanyak RM1,500 sebulan tidak mencukupi dengan beban kewangan sebenar terpaksa ditanggung guru di kawasan pedalaman, ... Read more The post Elaun guru pedalaman tidak setimpal appeared first on Utusan Malaysia .

‘5 tahun bayar pinjaman kereta tapi hutang masih tak surut’

‘5 tahun bayar pinjaman kereta tapi hutang masih tak surut’

PETALING JAYA – ‘Mahu menyelesaikan hutang lebih awal, tetapi jumlah yang perlu dibayar masih tinggi seolah-olah peminjam belum membuat sebarang bayaran sebelum ini.’ Itu antara keluhan diterima seorang perunding kewangan bertauliah, Afyan Mat Rawi daripada pengguna dan pengikut media sosialnya yang mendakwa Peraturan 78 telah memberi kesan kepada mereka. “Keluhan utama mereka ialah apabila ingin ... Read more The post ‘5 tahun bayar pinjaman kereta tapi hutang masih tak surut’ appeared first on Kosmo Digital .

El Salvador approves major tax breaks to attract billion-dollar investments

El Salvador approves major tax breaks to attract billion-dollar investments

SAN SALVADOR : El Salvador’s Congress on Thursday passed a swath of tax breaks offered to firms in exchange for investments of more than $2 billion in the country, meant to boost the small Central American nation’s economy. Firms will be offered exemptions on taxes on investment income, real estate transfers, municipal taxes and tariffs and import taxes necessary for the investment in El Salvador, according to the bill’s text. The measure was passed with 56 votes in favor out of 60. - Reuters